RLBR can assist creditors in issuing a bankruptcy petition where an individual has failed to pay a qualifying debt and all reasonable recovery options have been exhausted. A bankruptcy petition is a serious step and must meet strict legal criteria, including a minimum undisputed debt of £5,000, clear evidence of insolvency, and compliance with statutory procedures such as the service and expiry of a Statutory Demand. RLBR ensures that all requirements are satisfied before action is taken, managing the process efficiently and working closely with specialist legal and insolvency partners to pursue recovery in a controlled, compliant, and effective manner. Our approach protects creditors’ interests while ensuring the process is handled correctly from start to finish.